WHY HAVE A WILL? More people than ever are taking the trouble to make a will, to ensure that their affairs are settled according to their wishes, and with minimum upset and fuss after their death. It is a legally binding document in which you can Appoint someone to legally take charge of your affairs. Direct who you would like to get your money and property State who you wish to appoint as guardians of any minor children you may have and make provision for their financial security. Plan for and reduce your Inheritance Tax liability. Save your family unnecessary worries at an already difficult time.